Health insurance and assisted reproduction

Currently more and more couples need medical help to be able to have children. Today infertility affects about 20% of couples. According to statistics, there are some 800,000 couples of childbearing age who are infertile. Unfortunately, this data increases every year, although in most of them, infertility has a solution thanks to assisted reproduction.

Below you have an index with all the points that we will discuss in this article.

Index

Health insurance and assisted reproduction

How can insurance help you?

In general, the assisted reproduction service offered by the specialized centers is a preliminary diagnosis, later depending on the diagnosis, the doctor recommends the most appropriate treatment to achieve pregnancy with assisted reproduction techniques and finally if any pathology is found, the specific treatment.

In some cases, the insurance also covers:

  • Artificial insemination.
  • Artificial donor insemination.
  • In vitro fertilization.
  • Transfer cycle of frozen embryos.
  • Oocyte donation.

Private insurance

Private health insurance usually covers assisted reproduction, but with certain limitations. Usually insurance companies usually set age limits, number of attempts, require that both members of the couple are insured, etc.

For example, the grace period, from when one contracts the policy until you can access this service, can vary from 6 months to 24 months and the age limit is usually 40 years.

For this reason, a couple, or a single woman who is thinking if the time has come to form a family, has to assess all the possible options and decide the one that best suits their specific case.

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